Settle Insurance Claims in Days, Not Months
Your policyholders are waiting. Your adjusters are backlogged. Your fraud exposure is growing. Aerial and ground-based 3D intelligence lets you assess damage within hours of an event, compare pre-loss and post-loss conditions with measurement precision, and monitor critical assets before they fail.
You Are Paying the Cost of Slow, Subjective Assessment
$3.5 billion in insured losses from 264,000 claims during 2025 alone, driven by extreme weather events that are increasing in both frequency and severity. At the same time, the Insurance Fraud Bureau of Australia estimates that approximately $2.2 billion in fraudulent claims are made every year.
Your current process has structural weaknesses. Ground-based adjusters face safety risks on damaged structures. Flood-affected areas are inaccessible for days. Manual inspections are subjective, inconsistent, and slow. And every day of delay compounds policyholder distress, increases operational cost, and exposes you to complaints and regulatory scrutiny.
PWC estimates that drone photogrammetry could save $6.8 billion USD globally per year through faster, more accurate assessments across the insurance industry. The question for your organisation is not whether this technology works. It is how quickly you can deploy it across your claims and underwriting operations.
Four Problems, One Intelligence Capability
Whether you are an insurer, loss adjuster, broker, or self-insured asset owner, the same core problems recur: you need faster assessment, more defensible evidence, consistent data at scale, and early warning of deterioration. Here is how each is addressed.
Core Capabilities:
Pre-Damage or Pre-Policy Baseline Capture:
You receive a verified digital baseline of the asset condition before incidents occur, giving your claims team an objective benchmark that eliminates disputes about pre-existing damage.
Post-Incident Reality Capture Documentation:
Within 24-48 hours of an event, high-resolution georeferenced evidence is captured before conditions change, giving your adjusters verified data while the scene is still intact.
Independent Condition Evidence:
Your adjustment decisions are supported by unbiased, time-stamped spatial data that serves as a single source of truth, removing subjectivity from the process.
Hazardous Environment Access:
Evidence is captured from structurally compromised buildings, confined spaces, and hazardous disaster zones without risking human life, giving you access to areas your adjusters cannot safely enter.
What Becomes Possible When Assessment Is Not the Bottleneck
From condition reports, 3D scene reconstructions to digital twins, with mm-levels of georefrenced detail for engineering-grade models and stakeholder confidence.
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DeepSky IQ creates high fidelity 3D digital twins through reality capture to provide clear, objective representations of locations, infrastructure, assets and incident scenes.
These models replicate conditions with precision, helping legal teams illustrate complex scenarios, demonstrate impact and support testimony.Accurate interactive visuals. Better communication, Stronger arguments. Clearer outcomes.
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Our 3D models and condition reports help insurers assess damage, quantify loss and validate claims with objective, evidence backed data to reduce fraud and improve services.
The result is faster reality capture & assessment, improved processing & communication to reduce dispute potential and stronger confidence in the claims process by both the client and the insurer.
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Our scene or site reconstruction as 3D interactive Digital Twin captures the sub centimetre details safely and georeferenced accurately without disturbing evidence or with unnecessary delays.
Every scan is timestamped, geolocated and processed into a secure, defensible dataset for long term reference. Coupled with our high fidelity software to take you back to the day and time, day or night, lighting and light distribution or degree of darkness, viewshed analysis, signage, markings, vegetation obstructions, POV and even shadows as they were then.
One interactive, contextualised model, accessible for expert measurements without the delays, without the discrepancies.
This supports investigations, loss adjusters, government services and multidisciplinary legal teams.
The Financial Impact
The Australian insurance landscape is facing unprecedented challenges, with $4.8 billion in insured losses resulting from 294,000 claims in 2025 alone (ICA, 2026).
In this high-volume, high-stakes environment, implementing premium asset intelligence programs delivers substantial returns on investment through accelerated claim resolution, fraud reduction and mitigated litigation risks.
Faster, Remote Assessments:
Adjusters can use 3D models and high-resolution images to view property damage remotely, minimising site visits and accelerating claim settlements. A 3D digital replica of the damage removes the need to rely on potentially exaggerated or false manual inspection reports, allowing for accurate, objective assessment.Enhanced Fraud Detection:
By comparing digital twins of a damaged asset (like a car or home) against the claimed incident, insurers can identify discrepancies, simulate accidents, and reduce fraudulent payouts with some studies showing a 54.8% increase in detected claim errors. High-resolution imagery before a policy is issued or before a natural disaster occurs creates a "digital source of truth" (a digital twin), which prevents customers from claiming that pre-existing damage was caused by a new event.Accurate Documentation:
Digital twins provide time-stamped, comprehensive records of property conditions before and after an event, creating "defensible evidence" for contested claims and enabling easy, interactive comparison overlays.Improved Risk Mitigation:
Insurers use virtual 3D models to detect prior issues, such as using drones with thermal sensors to detect water under a tiled roof that may not be disclosed and could trigger a payout. Predicting damage from environmental events using baseline digital twins allows forensic recreation of accidents or structural failures, enabling insurers to model whether damage is consistent with the claimed cause, support proactive risk management, and reduce future loss claims.$4.8b
in losses (2025)
Total insured losses from 294,000 claims in Australia during 2025, highlighting the critical need for accurate loss adjustment - Insurance Council of Australia (ICA). (2026)
45%
Reduction in False Claims
By detecting pre-existing damage, verifying claims instantly, and preventing false reporting - InsurTech, 2022
90%
Reduction in Risk
Up to 90 percent reduction in cost and risk when accessing confined spaces for post-incident documentation - Flyability & Multinnov. (2025)
70 - 85%
Cost Reduction
Achieved in tank and vessel inspections alone, compared to traditional scaffolding methods, significantly lowering the cost of forensic data acquisition - Struction Solutions. (2025)
40 - 60%
Improvement in data
Enhancement in defect detection accuracy utilising multi-sensor capture technology, ensuring no critical evidence is overlooked - Irizarry, J., & Costa, D. B. (2016)
Integrated Services
Create exact, interactive digital replicas of assets & incident sites for immersive insights, presentations and remote loss adjustment
Rapid, 360 degree high-resolution documentation of condition, damage or claim following natural disasters or asset failures.
Detect hidden moisture intrusion, electrical faults, and structural anomalies critical to determining the root cause of a loss.
Secure vital information from above and below the surface, from submerged infrastructure, marine vessels, ports, marinas and flooded environments safely and efficiently.Frequently Asked Questions
Is drone-captured data admissible as evidence in Australian courts?
Yes. Our data is captured using calibrated, enterprise-grade sensors with full metadata chains including GPS coordinates, timestamps, sensor calibration certificates, and operator credentials. When captured under our ISO 9001 quality management system with documented chain of custody, this data meets the evidentiary standards required by Australian courts for engineering expert evidence, insurance claims, and dispute resolution proceedings.
How does a digital twin reduce insurance premiums?
A comprehensive digital twin provides insurers with objective, current condition data that demonstrates proactive risk management. Assets with documented condition monitoring programs typically achieve 10-25% premium reductions because insurers can accurately assess risk rather than applying conservative assumptions. The 3D model also accelerates claims processing by providing pre-loss baseline evidence, reducing disputes and settlement timeframes.
Can you provide expert witness support for litigation?
We provide engineering-grade data acquisition and processing that supports expert witnesses in construction disputes, insurance litigation, environmental compliance matters, and asset condition disagreements. Our deliverables include calibrated measurements, time-stamped imagery, and 3D models that expert witnesses can reference in their reports and testimony. We do not provide the expert opinion itself, but we provide the objective data foundation upon which expert opinions are built.
How quickly can you mobilise for urgent insurance assessments?
For catastrophic events and urgent claims, we can mobilise within 24-48 hours for priority assessments. Post-storm, post-fire, and post-flood rapid response captures perishable evidence before conditions change. Our multi-environment capability (aerial, ground, confined space, underwater) means a single mobilisation documents the full extent of damage across all affected areas in one deployment.
What data formats do you deliver for legal proceedings?
We deliver in formats suitable for legal proceedings: high-resolution imagery with embedded EXIF metadata, georeferenced orthomosaics, calibrated 3D models (OBJ, LAS), measurement reports with accuracy statements, and browser-based interactive 3D viewers that can be demonstrated in court or mediation. All deliverables include chain of custody documentation, sensor calibration certificates, and methodology statements suitable for expert report annexures.
How does thermal evidence support subrogation claims?
Calibrated radiometric thermal data identifies the precise location and severity of faults (electrical hotspots, moisture ingress, insulation failures) with temperature measurements accurate to plus or minus 2 degrees Celsius. This quantitative evidence establishes causation chains for subrogation, demonstrating that specific defects existed prior to loss events. Time-series thermal data from monitoring programs provides particularly compelling evidence of progressive deterioration and responsible party identification.
Can digital twins be used for portfolio-wide risk assessment?
Yes. For insurers and asset owners managing large portfolios, we create standardised digital twin assessments across multiple properties. This enables portfolio-wide risk scoring, identifies highest-risk assets requiring intervention, and provides the data foundation for risk-based pricing models. The browser-based platform allows underwriters to virtually inspect any asset in the portfolio from their desk, reducing site visit requirements by 60-80% while improving assessment accuracy.

